Are you looking for an experienced, knowledgeable bankruptcy attorney?

Our attorneys can help you navigate through the complex process of filing for Bankruptcy. Our attorneys have many years of experience working with debtors, creditors, small business and families filing for Chapter 7, 11 and 13 Bankruptcies.

Bankruptcy may be your best opportunity for a fresh start; freeing you of that overwhelming burden of excessive personal, medical and credit card debt.

The recent changes in the bankruptcy law makes filing more complicated. More than ever you need someone on your side to provide you with the best representation to achieve financial freedom from the burden of debt.

Chapter 7 Bankruptcy: is a process that you can be relieved of your debt, provided that your income does not exceed certain limits. You will have to have recent tax returns as well as 60 days of payroll, or other income information. Prior to filing you also will need to get a certificate from a court approved credit counselor. We can arrange this for you.

Filing for Chapter 7 Bankruptcy: Chapter 7 Bankruptcy eliminates or reduces credit card debt, medical debt, and "unsecured" debt. It may reduce or eliminate your tax debt. It does not reduce child support debt or school loans. It takes about 4 months to complete the bankruptcy process and you must attend one hearing and cooperate with a Trustee appointed by the court.

Chapter 13 Bankruptcy: is for those individuals who do not qualify for Chapter 7 due to their higher level of income. Chapter 13 allows you to keep most, if not all, of your assets, making it more preferable for those individuals who have equity in real estate. Additionally, Chapter 13 permits debtors to pay their debt off over a period of time up to 60 months. You will need 4 years of income tax returns in addition to 60 days of payroll or other income information. In addition you will also need to get a credit counseling certificate which we can help you get.

Filing for Chapter 13 Bankruptcy: Chapter 13 Bankruptcy reduces and reorganizes your debt so that you can repay some or all of it through a plan of up to 5 years. If you have several hundreds of dollars of additional income each month after paying your necessary expenses, or if you are behind on your house payments, car payments, or are "upside-down" on your car loan(owing more for the car than its worth), a Chapter 13 may be a good option for you.